Friday, March 14, 2014

That Was The Week That Was*
A look back at the weeks health policy news with a focus on ACA implementation

Mitchell Stein
March 14, 2014
March, 14 2014

Welcome to the first edition of this newsletter.  As always seems to be the case these days, lots going on so let's dive right in.  We'll start with this release of new enrollment figures and move on from there. 

ENROLLMENT

In my initial review of the enrollment data (available at the end of this document) I noted that opponents of the law would try and make something of the drop off in enrollment between this report and the last one.  And while that's certainly happened, we've also seen some interesting analysis saying there was no drop-off:

First the numbers

Next, enrollment numbers as Rorschach test

But wait, how many days were there in February?

So the numbers didn't really show a slowing of enrollment

But realistically, going to be touch to hit 6 million by the end of March

And  finally, we need to remember that these numbers are those who have selected a plan on a marketplace, not those who've paid their first month's premium (so not really "enrollment" numbers)


CONTINUING EFFORTS

Even before the numbers were released with the March 31 deadline approaching the final press had begun.  

One of my favorites was the President heading to alternative media

Which actually seems to have helped

And of course here in Maine, naked men get people's attention


THE REGULATIONS - SOME CHANGE SOME DON'T

The biggest date that won't change is the end of open enrollment - still March 31 and given how emphatically it was stated hard to see it changing

One of the positive changes is that the cost-sharing subsidy funding will no longer be subject to the sequester cuts (the premium subsidies never were going to be)

And an understandable break on MLR for insurers increased costs due to the rollout "glitches"


THE PREVIOUS NON-PARTISAN EFFORTS ON THE DOC FIX JUST TURNED PARTISAN

The Doc-fix is the efforts to eliminate the annual problem of Medicare's physician payment system.  With health care cost inflation at historic low, now was the time to make a permanent fix.  However the House Republican's have attached the non-partisan fix to a postponement of the individual mandate for five years. Something they know won't get past the Senate and the President

Not to mention the negative impacts of delaying the mandate

So negative that the American Medical Association who has lobbied (hard) for a fix for years rejects tying the two issues together

And a reminder how important - and problematic - the mandate is


AND THAT'S NOT ALL CONGRESS IS UP TO

They passed three laws this week that span the spectrum from good to unnecessary to bad.  Note that it is unclear if any of these will make it to the Senate and then the President's desk.

The potentially good one (or at least harmless one) in the mix would allow employers to not count veterans when calculating their number of employees.  The idea is that firms would have an incentive to hire more veterans (Hire More Heroes Act, H.R. 3474).

The unnecessary one states that volunteer firefighters and emergency responders are not employees and so don't have to be offered health insurance.  The problem is they are already not considered employees per the most recent Federal guidance on the issue (Protecting Volunteer Firefighters and Emergency Responders Act, H.R. 3979).

And finally, the most troubling one would let people avoid buying health insurance under Obamacare if they could cite a religious reason.  There are many questions regarding if this is enforceable or if it would just allow anyone to say they don't want to buy health insurance.  Note there is already an exemption for those part of an established religion with objections making this bill either dangerous or redundent  (Equitable Access to Care and Health (EACH) Act, H.R. 1814).

House OKs religious exemptions to having a healthcare plan


ENROLLMENT ISSUES

As we near the end of the enrollment period, some good reminders for those who work on these issues but great reminders for the public who does not.

Yes you do need health insurance

And if you don't get it, it will cost you

Understanding what is income can be complicated

And not all enrollment issues have been solved:


POLLS

As with the enrollment numbers, poll results can also serve as a Rorschach test.

You can take good news, like a drop in the number of uninsured
Survey: Uninsured rate drops; health law cited

For those of us who support the law, we can take a realistic look at the positives and negatives
Five takeaways from Gallup’s poll on the uninsured

But don't expect everyone to take that approach
Don’t Expect Conservative Media to Cover This New Obamacare Poll

Support continues to creep up (remember, in CNN's poll the oposition to the law includes those who say it doesn't go far enough)
CNN Poll: Support for Obamacare slightly edges up

Signs of increased support come from more than one poll with this one showing 64 percent of Americans now supporting it outright or backing small changes
Americans Stick With Obamacare as Opposition Burns Bright


MEDICARE

Mostly unrelated to the ACA but of note is that proposed changes to Medicare prescription drug coverage were pulled back by the administration

While the ACA mandated changes to Medicare Advantage reimbursement continue to have an impact

For a refresher on the issue, this older item may be useful


SYSTEM REFORM

In the long run, it is reforming the overall system that will free up the resources to provide access to all.  Here is one reminder of the scope of resources that may be reclaimed

And a reminder that change is hard and we must constantly be on the lookout for those unintended consequences

NEW RESOURCE

And finally, our friends at the Robert Wood Johnson Foundation have created a new website Financial Help for Health

Thanks for reading!

Funded by support from the Maine Health Access Foundation
*The title is a tribute to the BBC show, the NBC show and the amazing Tom Lehrer  album "That Was The Year That Was"










Enrollment Recap (originally published 3/12)

To me the biggest story around the enrollment report release yesterday was that it was not a big story...   

Doing a scan at 6 AM, it did not make the CNN front page or Google News top stories.  That said, some great coverage here in Maine around all of your efforts (see below).   And of course it wasn't completely ignored by the national media - and you can be sure that the law's opponents will try and make something of the drop-off in enrollment.  

The national press takes the drop-off in February to mean the Administration won't reach the "new" goal of 6 million by the end of March.  My take is we really have no idea how busy the end of March will be.  Massachusetts saw a tremendous spike at the end of their first deadline - but I'm leery of making any predictions based on one data point.  As we all move through the final push, please remember that while aggregate numbers are important, every individual who signs up for coverage is one less person at risk - and that means a lot.

And now some numbers and links.  Note that in the detailed report released by HHS yesterday.  There was basically only one number for Maine - reflected in this chart:

Monthly Enrollment
Cumulative Total
Oct
NA
NA
Nov
1,741
1,741
Dec
11,963
13,704
Jan
6,807
20,511
Feb
4,901
25,412

Maine health officials trying to sign up immigrants, hard-to-reach populations

More than 25,000 Mainers have signed up for health care coverage through ACA


National coverage:

Obamacare enrollment drops off in February

Health Care Enrollment Falls Short of Goal, With Deadline Approaching