A look back at the week's health policy news with a
focus on ACA implementation
Lot's going on this week; the aftermath of the Hobby Lobby
decision (and Wheaton College order), new numbers on how many people in the
country are uninsured (less than before!), Medicare's surprising cost projections
and lots more. So let's get to your
light summer reading for today
ACA: Polls/Opposition
This week, Gallup and The Commonwealth Fund released
additional data on the decline of the uninsured. How much data is enough to
convince the naysayers? (That was rhetorical, there is not enough data in the
world to convince some people...) Gallup (In
U.S., Uninsured Rate Sinks to 13.4% in Second Quarter - Primary Source)
reported that the percent of uninsured in the country dropped from 18% at the
end of the third quarter of 2013 to 13.4% at the end of the second quarter of
2014. The Commonwealth Fund (Gaining
Ground: Americans' Health Insurance Coverage and Access to Care After the
Affordable Care Act's First Open Enrollment Period - Primary Source) reported
a drop from 20% to 15% for those between 19 and 64 during a similar time period. Any way you slice it, there are millions of
people who have insurance coverage today who did not have it last year (Obamacare
Haters, Your Case Just Got Weaker - New report suggests number of uninsured
declined, just as expected and It
sure looks like Obamacare is driving down the uninsured rate and The
verdict is in: Obamacare lowers uninsured).
But wait, there's more good news. The Commonwealth Fund survey results also
showed that Newest
Health Insurance Customers Are Generally Happy and It
looks like Obamacare patients can see their doctors, after all.
Meanwhile the House
GOP stuck on Obamacare replacement.
They can't agree on a plan or even if they should introduce one. After all, it's easier to take pot shots at
something than to come up with a workable alternative.
Opponents also got some additional bad news: Under the heading of there is no such thing as
bad publicity a study found that in states where opponents spent more money
enrollment was up (even after accounting for confounding factors): How
the Koch brothers' campaign to hurt Obamacare may have actually helped it
ACA: Holly Lobby etc:
The Hobby Lobby decision and Wheaton College order continued
to make the news. In last
week's issue I extensively covered the decision. You can find a detailed look at the aftermath
here: Implementing
Health Reform: A Follow-Up Supreme Court Contraceptives Decision At Odds With
Hobby Lobby.
It is worth noting that the Supreme Court did not make it
easier for lower courts as Conflicting
Views Of Supreme Court’s Contraception Decision Cloud Other Cases.
Some think that those who applauded the decision may have
lost site of the long game: GOP’s
culture war disaster: How this week highlighted a massive blind spot
Those who were opposed to the decision quickly moved to
address the inequities it introduced: Obama
Weighs Steps to Cover Contraception and Harry
Reid: ‘We’re going to do something’ on Hobby Lobby. Then the Democrats
introduce bill requiring employers to pay for contraception and in
Congress, Pingree
backs Democrats’ push to overturn Supreme Court’s Hobby Lobby ruling. And while it's doubtful any of these will
pass in partisan land, as they look
towards the long game U.S.
Democrats aim to turn contraception into campaign drive.
Meanwhile, the Courts actions led to lots of discussion
about how contraception works (The
Medical Facts About Birth Control and Hobby Lobby—From an OB/GYN), its use
as birth control (Women
like sex. Stop making 'health' excuses for why we use birth control) as well
as for other medical purposes (One
Big Thing Everyone Is Missing in Hobby Lobby - The ruling is not just about
sex, it’s about health.)
Finally, questions of cost were discussed. While most say that Birth
control saves money. Lots of it. there is a competing view that No,
Contraception Coverage Does Not Usually Pay for Itself. When you dig into the two arguments you see
that in fact there is no disagreement, just different frames of reference. There is no disputing that birth control
prevents unwanted pregnancies and that paying for birth control is cheaper than
paying for the births. In the Medicaid
realm, offering no co-pay birth control saves Medicaid money because those in
the program cannot always afford to pay for it themselves. In the private insurance realm it becomes a
little cloudier. The private insurance
plan may not see lower costs if their customers were already paying for birth
control on their own.
ACA: More Court Cases
Holly Lobby was not the only ACA related case in the news
this week, there are also two other cases in progress and one new one. First the issue of if individuals who use the
Federal Marketplace can receive subsidies (Forget
Hobby Lobby. The Bigger Legal Threat to Obamacare Still Has Life.). While several courts have rejected the
argument, it was heard again this week by the D.C. Circuit Court of Appeals and
seemed to find a more sympathetic audience.
Whatever happens in that Court this case now seems destined to eventually
get to the Supreme Court.
The second existing case is the one concerning congressional
staff's use of the marketplaces. To
refresh your memories, individuals working at large employers are not supposed
to use the marketplace. But in a fit of egalitarianism,
the ACA contains a provision that says congressional staff must do so (so they
can experience it for themselves). The
problem is that typically an employer can't contribute to marketplace plans -
but if that were enforced in this case, the congressional staff would lose
their employer contribution (and the tax advantages of employer-sponsored
coverage) making it harder for Congress to retain staff. So a compromise regulation was worked out -
to the dismay of opponents of the law who decided that was unfair. The case is still winding its way through the
courts: Judge
to mull senator's suit over health exchanges.
Finally, the new case is the one the Speaker of the House
has promised to bring against the President on behalf of the House of Representatives. This
week Boehner
releases his plan to sue President Obama
and not surprisingly it focuses
on the ACA. Specifically it argues that
the Administration was violating the law by delaying the employer mandate. How will it proceed? "Yale
Law professor Akhil Reed Amar said, "I'm doubtful that merely because
you've waived or extended some deadline that you've done something
illegal." The Constitution calls on the president to make sure that the
laws are "faithfully executed," he pointed out. "Who do you
trust to make Obamacare work? Obama, or the guy who's voted against it 3,000
times who doesn't want it to work?""
For background and history on Congress suing the President,
see this story: Suit
Against Obama to Focus on Health Law, Boehner Says.
ACA: Marketplaces
A study of the Federal Marketplace looked at why the site
was so difficult to navigate, even for the computer savvy: HealthCare.gov
site stumps 'highly educated' millennials. Here's why. And JD Powers, of consumer satisfaction fame,
in its first report on the Federal Marketplace also reported that customers
found the experience lacking: Health
Plans Need To 'Retool' Obamacare Enrollment, J.D. Power Study Says
In Washington D.C. a private exchange opened geared
specifically to restaurants who want to offer coverage to their staff (Restaurant-specific
insurance exchange debuts in D.C.).
I call attention to this story because one of the offerings on the private
exchange is a skinny plan. These are
plans that do not cover the Essential Health Benefits - some think self-funded employers
can still legally offer them. The
reasoning goes that these plans meet the employer requirements (again, of
self-funded plans, not insured plans) only leaving the employer on the hook for
fines if the employee goes to an ACA marketplace and qualifies for the tax
credits. (You can read more about Skinny
Plans here : Why
Health Law's 'Essential' Coverage Might Mean 'Bare Bones' Skinny Plans
FAQ.) While these plans have been
talked about, this is the most visible broad use of them I've seen. If allowed to continue they represent a threat
to the integrity of employer-sponsored coverage.
Finally, some assorted developments for state-specific
marketplaces:
- Massachusetts is making progress: State reports progress in fixing health website
- Colorado exchange expects more to drop health coverage
- Missouri governor vetoes health navigator limits (note this happened because the ALEC model legislation had an incorrect citation that was copied into the state law)
- Six months into Obamacare, some D.C. insurance brokers still wait to be paid
ACA: Other
Until now those
saying that the employer mandate provisions would lead to more involuntary
part-time workers did not have any evidence.
But as the employment picture overall (slowly) improves, the Rise
in part-time workers worries some experts.
In CA a Lawsuit
Accuses Anthem Blue Cross Of 'Fraudulent' Enrollment Practices over how it disclosed
narrow networks in its plans.
A reminder that when it comes to no co-pay preventative services,
it's Not
just birth control: here are 7 other things Obamacare covers for free. Although what services you get can depend on
the provider: Preventive
services differ between primary care docs and OB/GYNs
Medicaid
Getting impatient with the backlog of applicants, this week
the Feds
Demand Medicaid Backlog Fixes By Six States (and no, Maine was not one of
them).
The debate (or should I say battle) in Virginia
continues. While the Governor continues
to look for a way to expand without the legislature, In
Va. legislature, Republicans plan Medicaid debate in late September.
Under the banner of unintended consequences, a fifty year old law that was meant to
prevent Medicaid dollars from going to state psychiatric hospitals is now
keeping many of those newly covered by Medicaid from getting in-patient
addiction treatment: Obscure
Rule Restricts Health Law’s Expansion of Care for Addicts
And finally, a reminder of the real life costs of states not
expanding Medicaid as in Tennessee Couple
splits up to stay insured.
Medicare
A sensational yet accurate headline: The
amazing, mysterious decline in Medicare's price tag. The story is that over the past four years,
the baseline estimate for the per beneficiary cost of Medicare has gone down by
$1,000. The impact that has on the
solvency of the program (and indeed on the Federal deficit overall) can't be
overstated. The big question though is
can it last? The
Mystery of the Missing $1,000 Per Person: Can Medicare’s Spending Slowdown
Continue?
And speaking of saving money, the Feds
seek new authority to recoup Medicare Advantage overcharges .
While there was this study showing one way Medicare wasn't
overpaying: Study:
Hospitals Not Bilking Medicare Using Electronic Medical Records some said that
the study was looking for fraud in the wrong places, and did not in fact prove
its case.
And in an attempt at parallel structure with the Medicaid
section, we'll conclude here with a report on a new Kaiser tool that shows Why
most seniors can't afford to pay more for Medicare.
Drugs
Coming in September is a new website where you will be able
to see What
are drug companies paying your doctor?
A story about how often physicians are Guessing
if medications are covered by a patient’s insurance company - it shouldn't
be so hard, we have the technology
to put the information in front of the physician, we just need the will (and
resources) to do so.
Elisabeth Rosenthal in her continuing work at the NY Times on
health care pricing reports that Rapid
Price Increases for Some Generic Drugs Catch Users by Surprise. And you thought generic drugs were supposed
to save money... Silly rabbit.
In the old days, we would say that your right to free-speech
ended when it put other people in jeopardy (you don't have the right to yell
fire in a crowded movie theater). Apparently,
that is no longer always the case as the FDA grapples with how it can continue
to regulate manufactures marketing of off-label uses for their drugs: FDA
has free-speech, safety issues to weigh in review of ‘off-label’ drug marketing
rules.
System Transformation
Urgent care centers can be a useful part of our health care
system - a place that is not an
emergency room where you can see a provider and get care, without an
appointment and during extended hours, can be a huge help. As these centers gain in popularity the Race
Is On to Profit From Rise of Urgent Care.
A note of caution, as helpful as they can be they need to be integrated
with an individual's overall care (though EMRs and data exchanges).
In the week when the CDC found vials of small pox in an old
refrigerator (Oops:
Forgotten vials of smallpox were just found in an old storage room) and
when the new Planet
of the Apes movie opens (where humanity is decimated by a virus) there were
several other stories about scary infectious diseases (hopefully none of them
lead to our demise):
- If Tuberculosis Spreads ...
- Never mind SARS or MERS, worry about measles
- Why you should never, ever touch that hospital elevator button
We've talked about big data before, this month Health
Affairs devotes an issue to the topic (Using Big Data To
Transform Care -Primary Source). You
can read a brief look at the topic here: What
big data could do for health care
Technology has the power to transform care, if we can keep
up:
- FDA regulation can’t keep pace with new mobile health apps
- Google Glass is the tip of the iceberg for wearable technologies
- Will This Tech Tool Help Manage Older People's Health? Ask Dad
- Exploring a Culture of Health: Detecting Signals of Wellbeing
Payment reform experiments continue:
- Doctors May Soon Be Paid For Not Making You Wait
- Health Insurers Are Trying New Payment Models, Study Shows
- One insurer’s answer to the skyrocketing bills for cancer care
We're reminded of how much care provided isn't needed:
- 4 medical tests that are awkward, embarrassing, and unnecessary
- One third of people getting knee replacements don't need them
And finally Let’s
Talk About ‘Death Panels’ - It’s time to revisit a good idea that was distorted
by demagoguery. And a reminder of
why those conversations (and additional reforms are needed: Diane
Rehm: My Husband's Slow, Deliberate Death Was Unnecessary.
All
comments and suggestions are welcome; please let me know what you think. And as always, thanks for reading!
Funded by support from
the Maine Health Access Foundation
*The title is a tribute to the BBC show, the NBC show and the
amazing Tom Lehrer
album "That Was The Year That Was"